Disclaimer

Last Updated: September 1, 2023

This disclaimer ("Disclaimer") sets forth the general guidelines, disclosures, and terms of use for the EuroCover Insurance website ("Website" or "Service") and any of its related products and services. This Disclaimer is a legally binding agreement between you ("User", "you" or "your") and EuroCover Insurance ("EuroCover Insurance", "we", "us" or "our"). If you are entering into this agreement on behalf of a business or other legal entity, you represent that you have the authority to bind such entity to this agreement, in which case the terms "User", "you" or "your" shall refer to such entity. If you do not have such authority, or if you do not agree with the terms of this agreement, you must not accept this agreement and may not access and use the Website and Services. By accessing and using the Website and Services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Disclaimer. You acknowledge that this Disclaimer is a contract between you and EuroCover Insurance, even though it is electronic and is not physically signed by you, and it governs your use of the Website and Services.

1. Advisory Nature of Services

The information provided on the Website is for general informational and educational purposes only. The content is not intended to be a substitute for professional advice, consultation, or services from qualified insurance providers or professionals. We do not directly sell insurance policies or act as an insurance provider. Our role is strictly advisory, helping users understand their insurance options and requirements.

Before making any insurance decisions, you should consult with a qualified insurance professional or provider. The interpretation and implementation of information presented on our Website should be undertaken only in consultation with your insurance provider, legal advisor, or other qualified professional.

2. Accuracy and Completeness of Information

While we strive to provide accurate, complete, and up-to-date information on our Website, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the Website for any purpose.

Insurance regulations, requirements, and offerings can change frequently across different European countries. We endeavor to update our content regularly, but there may be times when the information becomes outdated before we can update it. It is your responsibility to verify the current information with appropriate authorities or insurance providers before making decisions based on our content.

Any reliance you place on the information provided on this Website is strictly at your own risk. We shall not be held liable for any loss or damage, including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this Website.

3. No Insurance Product Offerings

EuroCover Insurance is not an insurance provider, broker, or agent. We do not offer, sell, underwrite, or provide any insurance products or policies. Any references to specific insurance products, coverage options, or providers on our Website are for informational purposes only and do not constitute an offer to sell or recommendation to purchase any specific insurance product.

The information we provide about insurance offerings, costs, and requirements is based on general market research and publicly available information. Actual insurance offerings, costs, and requirements may vary significantly based on individual circumstances, vehicle specifications, driving history, location, and the specific insurance provider you choose.

4. External Links and Third-Party Content

Our Website may contain links to external websites or content provided by third parties. These links and references are provided for your convenience to access further information. They do not signify that we endorse the website(s) or the content. We have no responsibility for the content of the linked website(s) or third-party content.

We have no control over the nature, content, and availability of those external websites or resources. The inclusion of any links does not necessarily imply a recommendation or endorsement of the views expressed within them. Every effort is made to keep the Website up and running smoothly. However, we take no responsibility for, and will not be liable for, the Website being temporarily unavailable due to technical issues beyond our control.

5. User Responsibility

It is your responsibility to ensure that any information, services, or content obtained through our Website meet your specific requirements. You should exercise your own judgment and due diligence when using the information provided on our Website to make decisions about your insurance needs.

We strongly recommend that you:

  • Verify all information with official sources or qualified insurance professionals before making decisions
  • Read all insurance policy documentation carefully before purchasing any insurance product
  • Consult with multiple insurance providers to compare offerings
  • Stay informed about changes in insurance regulations in your country of residence or any countries where you plan to drive

6. No Professional-Client Relationship

Use of our Website and Services does not create a professional-client relationship between you and EuroCover Insurance. Our Services are provided "as is" without any representations or warranties, express or implied.

Communication with EuroCover Insurance through our Website, email, phone, or other means does not constitute legal, insurance, or professional advice. Any information provided in such communications is general in nature and should not be relied upon as a substitute for consultation with qualified insurance professionals.

7. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall EuroCover Insurance, its directors, employees, agents, or affiliates be liable for any indirect, punitive, incidental, special, consequential, or exemplary damages, including without limitation, damages for loss of profits, goodwill, use, data, or other intangible losses, arising out of or relating to the use of, or inability to use, the Service.

To the maximum extent permitted by applicable law, EuroCover Insurance assumes no liability or responsibility for any:

  • Errors, mistakes, or inaccuracies of content
  • Personal injury or property damage, of any nature whatsoever, resulting from your access to or use of our Service
  • Any unauthorized access to or use of our secure servers and/or any and all personal information stored therein
  • Any interruption or cessation of transmission to or from the Service
  • Any bugs, viruses, trojan horses, or the like that may be transmitted to or through the Service by any third party
  • Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Service

8. Indemnification

You agree to indemnify and hold EuroCover Insurance and its affiliates, directors, officers, employees, agents, and partners harmless from and against any and all claims, liabilities, damages, losses, costs, expenses, fees (including reasonable attorneys' fees), and other expenses that arise directly or indirectly out of or from:

  • Your violation of any terms of this Disclaimer
  • Your violation of any third-party right, including without limitation any copyright, property, or privacy right
  • Any claim that your use of the Website or Services caused damage to a third party

This defense and indemnification obligation will survive termination of these Terms and your use of the Website and Services.

9. Changes and Amendments

We reserve the right to modify this Disclaimer or its terms relating to the Website and Services at any time, effective upon posting of an updated version of this Disclaimer on the Website. When we do, we will revise the updated date at the top of this page. Continued use of the Website and Services after any such changes shall constitute your consent to such changes.

10. Acceptance of This Disclaimer

By using our Website, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer. If you do not agree with any part of this Disclaimer, you should not access or use our Website and Services.

11. Contact Information

If you have any questions about this Disclaimer, please contact us:

EuroCover Insurance
Nørregade 41
1165 København, Denmark
Email: [email protected]
Phone: +45 3344 5566